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| What is Debt Arbitration & Settlement? |
| What is the IAPDA ? |
Who should register for the IAPDA Certified Debt Specialist program ? |
| Is the training program completed online ? |
| How long does it take to complete the training program ? |
| What does registration cost ? |
| Do you offer volume registration price discounts ? |
| Can we add more members at a later date and still receive the volume price discounts ? |
| Do you offer a payment plan for the registration payment ? |
| How do I register ? |
| What is the annual membership renewal cost ? |
| Do I need licensing from a Government Agency ? |
| Is there a market for this service ? |
| Why will my service be needed ? |
| What are my chances of being successful in a business of my own ? |
| Do you provide support with membership and training ? |
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Q. What is Debt Arbitration & Settlement?
A. Many people and businesses have difficulties in paying their unsecured debt. Debt Settlement is an aggressive approach to credit card and other unsecured debt elimination. It is most appropriate for consumers who are continually struggling with their basic financial obligations and owe at least $10,000 in unsecured debts. These consumers are under considerable financial strain, and are considering bankruptcy as a viable alternative. The process through which a debt settlement service is able to reduce and settle the unsecured debts owed is called “debt arbitration or negotiation”.You as a Certified Debt Arbitrator/Specialist will save the debtor up to 70% of his/her debt by using proven methods of debt negotiation and reaching settlement with the creditor/collector. |
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Q. What is the IAPDA ?
A. The International Association of Professional Debt Arbitrators grew from the commitment of its members to the establishment and maintenance of the highest standards of ethics, professional conduct, and responsible trading, for members operating in the Debt Arbitration industry.
Our membership is comprised of firms of all sizes from small (1-4 consultants) to some of North America's leading and largest Debt Settlement firms...more |
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Q. Who should register for the IAPDA Certified Debt Specialist program ?
A. Business persons in the debt settlement industry who will interact with consumer debt clients on debt & credit issues and/or negotiate with creditors and collectors to reach a professional settlement of a client's problem debt. We provide our program for companies of all sizes from Sole Proprietors to some of the industry's largest companies, see our member links page to view the many companies that we serve. |
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Q. Is the training program completed online ?
A. The training course is completed entirely online at your own pace and the certification exam is submitted online when you are ready. We do not offer in person training. |
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Q. How long does it take to complete the training program ?
A. The training course is completed entirely at your own pace, you will receive access to the materials at a password protected website and you have unlimited access for lifetime. Most members take 1 - 2 weeks working part time to complete the training and submit their certification exam but it can be completed much faster (as quickly as one full day of study) if desired. |
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Q. What does registration cost ?
A. Registration costs are for each individual member and are based on the number of members with the company or group who register, please refer to our registration & pricing page for exact costs. IAPDA registration costs are "one time only" costs as membership is granted for a lifetime with no annual renewal fees. |
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Q. Do you offer volume registration price discounts ?
A. Yes, please visit our registration page to view volume discounts up to 50%, we also have a "Fairness in Pricing" policy and do not discount beyond our published volume discounts. This way all members can be sure they have received our best pricing. |
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Q. Can we add more members at a later date and still receive the volume price discounts ?
A. Yes, our policy is to always be sure that our members receive the best pricing available for the size of their company/group. When you register further company members at a later date you will only need to contact us for a refund of the difference between what was paid and our best pricing offered. |
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Q. Do you offer a payment plan for the registration payment ?
A. Unfortunately due to the proprietary nature of our training course materials we are not able to offer a payment plan. This policy is consistent with other certification training programs |
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Q. How do I register ?
A. Registration is completed and processed entirely online from our registration page. Once registration is authorized you will immediately receive your unique Login User ID and Password with login instructions by email. |
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Q. What is the annual membership renewal cost ?
A. There is no membership renewal cost ever, we grant membership for Lifetime with no annual renewal fees. |
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Q. Do I need licensing from a Government Agency ?
A. Currently legal compliance (licensing) is not required in approx. 50% of States*, the Uniform Debt-Management Services Act (UDMSA) is under consideration in a number of state legislatures and proposed for enactment in all 50 States.
We established the International Association of Professional Debt Arbitrators (IAPDA) as a member based training and certification program for approval by legislative bodies. Those who successfully complete our program are granted membership in the IAPDA, adhere to our Code of Ethics and are granted the professional Certified Debt Specialist (CDS) designation.
Our Certification training program content complies with the accreditation training requirements set out in the draft version of the new Uniform Debt-Management Services Act (UDMSA) - the proposed legistlation governing the Debt Settlement Industry in all 50 States. We are an approved accreditation program of the State of Colorado, which is the first state to recognize Debt Settlement professionals separately in their State's new Uniform Debt Management Services Act.
*Note: Our members operate in all 50 States and 10 Provinces. As legal compliance requirements State by State vary greatly and can change often we provide our members with access to debt settlement industry legal experts and the most up to date information available regarding legal compliance in all 50 States and 10 Provinces. We do not give direct legal compliance advice to our members or others and cannot answer legal compliance inquiries by telephone or email, we recommend consultation with an attorney. |
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Q. Is there a market for this service ?
A. There are literally millions of debtors out there who need help. There is a large demand for Certified Debt Specialists. Creditors have Collection Agencies and Lawyers on their side. The one the debtor has is a Certified Debt Professional, a skilled and trained, arbitrator/negotiator. |
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Q. Why will my service be needed ?
A. The debtor must act sooner rather than later, otherwise they may find themselves in lengthy, costly and stressful lawsuits. A Certified Debt Specialist provides a simple, cost effective solution for the debtor. |
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Q. What are my chances of being successful in a business of my own ?
A. Good question! Not everyone is cut out to run their own business. While there is really no definitive way of knowing if you have what it takes, there are a number of entrepreneurial tests that can provide you with an insight. Click here to open a new window and take a simple ten-question quiz. It may help you with your decision. |
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Q. Do you provide support with membership and training ?
A. The support while you grow your professional practice is ongoing and second to none, we provide all of the support you will ever need while you set up and grow your professional Debt Arbitration practice. The training never stops. |
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*Question Not Answered Here ?, please complete our Express Contact Form, we will respond promptly. |
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